Special Enrollment Periods (SEP)

If you've experienced certain life events, you may still qualify for Marketplace health coverage — even outside of Open Enrollment. Find out if you're eligible today.

1

Loss of Coverage

Lost your job, aged off a parent's plan, or recently lost Medicaid or COBRA coverage.

2

Change in Household

Got married, divorced, or had a baby? These changes can qualify you for a SEP.

3

Change in Residence

Moved to a new ZIP code, county, or state where new plan options are available.

4

Income or Eligibility Change

Your income changed and you're now eligible for Marketplace savings or premium tax credits.

5

Citizenship or Immigration Status

Became a U.S. citizen or gained lawful presence status making you newly eligible.

6

Other Qualifying Events

Experienced a Marketplace error, natural disaster, or special exception determined by CMS.

Check Your Eligibility for a Special Enrollment Period

By clicking below, you can verify whether your recent life change qualifies you for Marketplace coverage.

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